National Howeownership Fund (NHF)
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Homeownership
for Every Ghanaian

Expanding access to affordable mortgage financing through strategic partnerships with banks and financial institutions.
Explore Our Schemes View Ongoing Projects

Architecture is
about creating order

Change is an opportunity! We want to lead people towards durable solutions and designs that enhance feelings of closeness, and hopefully, happiness.
Explore now Contact

Our knowledge
is your property

Change is an opportunity! We want to lead people towards durable solutions and designs that enhance feelings of closeness, and hopefully, happiness.
Explore now Contact

As a government backed Fund, we at the National Homeownership Fund (NHF) believe that homeownership is the foundation for dignity, security, and growth. Therefore, every Ghanaian deserves a place to call a home, not just a roof over their head. Our mission is simple to make homeownership accessible and affordable for all. We are not just facilitating access to homes for workers, we are building futures, strengthening communities, and unlocking the dreams of hardworking individuals and families across the country.

As CEO, I am deeply committed to advancing President John Mahama’s vision of providing smart homeownership solutions that provide affordable houses to Ghanaians by positioning the Fund as a trusted partner in Ghana’s housing sector. Through innovative financing solutions, strategic partnerships and a people centered approach, we are redefining homeownership in Ghana. I invite both local and international partners to join us to provide decent and affordable homes and empower Ghanaians to own them.

Together, let’s turn keys into opportunities, and houses into homes.

Prosper Hoetu, ESQ

Chief Exective Officer

The Challenge

Ghana faces a significant housing deficit. For many families, owning a home remains out of reach due to high property prices, limited long-term financing and mortgage structures that are not tailored to local realities.

Homeownership should not be a privilege for a few. It should be a realistic goal for the average Ghanaian worker.

Our Mandate

The National Homeownership Fund was established to bridge the gap between housing demand and access to affordable financing. We work with financial institutions, developers and public sector stakeholders to design practical, scalable solutions that make homeownership achievable.

Our focus is simple:

  • Expand access to local currency mortgages

  • Support the development of affordable housing

  • Strengthen Ghana’s housing finance ecosystem

  • Improve transparency and planning through data-driven systems

5000 +
Homes Built
800 +
Satisfied Clients
40
Locations

My Services

Architecture

Architecture

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Interior design

Interior design

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Repair

Repair

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Our team

Abraham Ekow Halm

Board Chairman

Prosper Hoetu, ESQ

Chief Executive Officer

Hon. Edward K. Dery

 

HRM Notse Nii Nortey OWUO IV,

Osu-Mantse-President

Naab Kunbuor

Board-Secretary

Johnson Ehiakpor

 

Hon. Kofi Arko Nokoe

 

Dr. Eric Amankwah

 

Enyonam Gakpo

 

Prices

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* Free only when ordering paid services
Part time
$ 1999 hour
  • Ui Design
  • Web Development
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  • SEO optimization
  • WordPress integration
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Full time
$ 2999 hour
  • Ui Design
  • Web Development
  • Logo design
  • SEO optimization
  • WordPress integration
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Testimonials

Paul Trueman

Paul Trueman

Chief Architect

We worked with Quarty Studio for approximately 2 years on the complete overhaul of our house. This included the design of the project, and the execution of the work. Quarty provided excellent design ideas but were also indispensable in managing the practical side of the build.

Emma Newman

Emma Newman

Chief Architect
We engaged Paul Trueman of quarty Studio to manage the planning process and to design and manage a full renovation and remodelling of our 1930s house. We really enjoyed working with Paul. We would not hesitate to recommend Paul and Quarty.
Viktoria Freeman

Viktoria Freeman

Chief Architect
We worked with Quarty Studio for approximately 2 years on the complete overhaul of our house. This included the design of the project, and the execution of the work. Quarty provided excellent design ideas but were also indispensable in managing the practical side of the build.

Start Your Homeownership Journey Today! Explore eligibility requirements and discover the scheme that fits you.

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